Working with professionals
Supporting your clients with clear, specialist mortgage advice
A trusted partner for more complex cases
We regularly work alongside professional advisers where a client’s circumstances fall outside straightforward lending criteria.
This may be due to age, income structure, property type or wider planning considerations. Our role is to provide clear, practical guidance and help you navigate options with confidence, ensuring your client receives advice that aligns with the broader strategy you’re putting in place.
Supporting your clients and your team
We work with professional firms not only on individual client cases, but also in helping teams develop a clearer understanding of how mortgage advice fits into wider planning. This is particularly relevant where property wealth, later life considerations or complex borrowing needs form part of a client’s overall strategy.
In many cases, mortgage decisions are closely linked to areas such as estate planning, intergenerational wealth transfer and retirement income. Having a clear view of what is possible - and where potential risks or constraints may arise - can help shape more effective, well-rounded advice for your clients.
We’re happy to provide informal briefings or CPD-style sessions for your team, tailored to your area of work. These can cover topics such as later life lending, supporting clients who wish to gift or assist family, and understanding how different lending options interact with broader financial and legal planning.
Our approach is practical and straightforward, focusing on real-world scenarios rather than theory. The aim is to complement the advice you already provide, helping you identify opportunities, avoid unintended consequences, and ensure clients are aware of the full range of options available to them.
How we support your clients
Clear, straightforward advice
Clear, straightforward advice
Clear, straightforward advice
We explain options in plain English, helping clients make informed decisions.
Specialist expertise
Clear, straightforward advice
Clear, straightforward advice
Particularly in later life lending, complex income and non-standard cases.
A considered approach
A considered approach
A considered approach
We take time to understand each client’s circumstances before making recommendations.
End-to-end support
A considered approach
A considered approach
From initial conversation through to completion and beyond.
Areas we can assist with
Later life lending and equity release
Including retirement interest-only and lifetime mortgage solutions.
Remortgaging and capital raising
Helping clients access or restructure property wealth.
Complex and non-standard income
Including self-employed or multiple income sources.
Expat and international clients
UK property finance for clients living or working abroad.
Bridging and short-term lending
Supporting time-sensitive transactions or interim funding needs.
Energy efficiency funding
Supporting property improvements and retrofit projects.
How we work with you
We’ll talk through the client’s situation and confirm how we can help.
You can introduce us directly, or we can work alongside you as needed.
We provide clear advice tailored to the client’s circumstances.
We keep you informed at appropriate points throughout the process.
Why Harbour Home Finance
Experienced and approachable
Over 30 years in financial services
Specialist capability
Comfortable handling more complex or non-standard cases
Professional and discreet
Working in a way that reflects well on you
Client-focused
Ensuring the right outcome for your client
Let’s work together
Most introducers start with a quick call or a single case, and take it from there.
Discuss a case on WhatsApp
Harbour Home Finance
Brooke House, Oakley Hill, Poole, Dorset BH21 1RJ
Phone: +44 (0)1202 925365 Email: hello@harbourhomefinance.co.uk
Office Hours (flexible appointments outside these times)
Open today | 09:00 – 17:00 |
Harbour Home Finance Ltd an Appointed Representative of Connect IFA Limited which is Authorised and Regulated by the Financial Conduct Authority and is entered on the Financial Services Register (https://register.fca.org.uk/s/) under reference 1053423. The FCA do not regulate some forms of Business Buy to Let Mortgages and Commercial Mortgages to Limited Companies. The information contained within this website is subject to the UK regulatory regime and is therefore targeted at consumers based in the UK. Your property may be repossessed if you do not keep up repayments on your mortgage. There will be a fee for mortgage advice, the precise amount will depend upon your circumstances. Your Consultant will confirm the amount before you choose to proceed but we estimate it to be £1,495 or 1% of the loan amount. Harbour Home Finance is registered in England & Wales under number 17008189. Registered address Brooke house, oakley Hill, Poole, United Kingdon, BH21 1RJ. Not all services we offer are covered by the FCA. Commission disclosure: We are a credit broker and not a lender. We have access to an extensive range of lenders. Once we have assessed your needs, we will recommend a lender(s) that provides suitable products to meet your personal circumstances and requirements, though you are not obliged to take our advice or recommendation. Whichever lender we introduce you to, we will typically receive commission from them after completion of the transaction. The amount of commission we receive will normally be a fixed percentage of the amount you borrow from the lender. Commission paid to us may vary in amount depending on the lender and product. The lenders we work with pay commission at different rates. However, the amount of commission that we receive from a lender does not have an effect on the amount that you pay to that lender under your credit agreement. © 2026 Harbour Home Finance. All rights reserved.